Terminology
The following terms are used throughout this guide:
Gateway
The Payment Gateway.
Merchant
The Merchant using the Gateway’s services.
Our
The Payment Gateway Provider.
You/your
The Merchant or its representative performing the integration.
Acquirer
The bank or financial institution used by the Merchant.
Customer
A Customer of the Merchant making a payment.
Card
A payment credit, debit, prepayment or gift card issued by the Card Schemes.
Card Scheme
The operator of a payment Card network, such as Visa, Mastercard, et al.
Cardholder
The person who owns the payment Card, usually the Customer.
Issuer
The bank or financial institution that issued the payment Card to the Cardholder.
Merchant Account
An account on the Gateway mapped to an Acquirer-provided account.
Checkout
Third-party checkout solution such as PayPal, Amazon Pay other alternative payment methods.
Wallet
Third-party wallet solution such as Masterpass.
Hosted Payment Page (HPP)
A page hosted on our secure server used to collect Customer details.
Hosted Payment Field (HPF)
An individual form field hosted on our secure server used to collect sensitive Cardholder data.